Customized Risk Management
The Best Way To Predict Your Future Is To Plan For It
Get personalized guidance for your personal and professional needs with our straightforward risk management process. We provide guidance tailored to your personal and professional needs with our straightforward risk management process.
Our Services
It's Time to Safeguard Your Tomorrow
From critical illness insurance to estate planning, we've got your back at every turn. Our commitment is about creating a personalized financial roadmap that aligns with your goals. Clear, reliable, and tailored to your needs, we're here to make your financial planning journey more accessible and secure.
01
Critical Illness Insurance
Did you know 1 in 3 Canadians will face a serious illness in their lifetime? Now, imagine unable to work due to a critical illness – potential revenue loss and strained client connections within your business. That's where critical illness insurance comes in. We have developed a strategy to help you get value out of your planning even if you never need to make a claim.
02
Life Insurance
Life insurance serves as a valuable tool for both building and transferring wealth. Whether you're a business owner or an individual, understanding how this financial instrument can be employed within a corporate-owned or individual-owned structure is key. In practical terms, life insurance allows you to accumulate wealth over time. With careful planning, it becomes a means to not only protect against unforeseen circumstances but also to facilitate the smooth transfer of assets to the next generation.
03
Estate Planning
Over the years you’ve accumulated an estate consisting of registered savings, non-registered savings, property, maybe even a business. Estate planning, or generational wealth planning, is like crafting a roadmap for your family's financial future. If you don’t structure your estate effectively, much of it could end up in the hands of the government as taxes or distributed to heirs in a way contrary to your wishes. So, how can you prevent your estate from being distributed incorrectly? This is why proper estate planning is key. Think of it as a strategic plan to preserve and pass on your hard-earned legacy, making certain that your family's financial well-being is secure for years to come.
04
Disability benefits
We often believe accidents won't happen to us, but the reality is that 1 in 3 Canadians may face disability before turning 65. This unexpected setback can harm a business, affecting its value and market share. Disability Insurance is a solution designed to offer financial support to both the business and its key players during challenging times. It's about securing financial relief when it's needed most.
05
Employee Benefits
We get how important employee benefits are for a thriving workplace. We go beyond just financial planning, offering personalized employee benefits that boost satisfaction and productivity. Whether it's health insurance, retirement plans, or wellness initiatives, we team up with businesses to create packages that attract the best talent, prioritize employee well-being.
06
Investments &
SNA Corporate Strategy
Need a roadmap personalized for your business? That's where our Strategic Needs Analysis (SNA) comes in.
Ready to kickstart your personal investment strategy? Whether it's RRSPs, TFSAs or other tax-saving strategies, we're here to guide you through the process and get those accounts open.
Let's Talk
We'd love to hear about your business and personal financial needs.